Nana's List

Money

Savings are running out. What are the options?

Medicaid waivers and VA benefits can pay for care once savings are low. Not every community accepts them, so it's worth knowing before a move.

Your options

Assisted living that accepts the Medicaid waiver

Varies by income

Fits when: They qualify financially and need daily help.

Not for: There's a long waitlist for the waiver in your area.

Nursing home that accepts Medicaid

Covered once eligible

Fits when: They need 24-hour care.

Not for: They only need light help.

VA Aid & Attendance

Monthly benefit to put toward care

Fits when: A wartime veteran or surviving spouse.

Not for: Non-veterans.

Typical Central Texas ranges; always confirm with each community.

Communities for this situation

Assisted living · Nursing home

Common questions

Will a community evict Mom if she runs out of money?

It depends on the community. Ask in writing whether they accept Medicaid or the waiver for existing residents who spend down.

General information, not medical, legal or financial advice. Confirm services and eligibility with each facility.